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🔥 What is Burn Rate? Startup Guide to Calculate & Optimize [2026]

January 8, 2026
12 min read
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What is burn rate? How to calculate gross burn vs net burn, runway, and 7 strategies to reduce your startup burn rate. Complete guide with benchmarks.

"What's your burn rate?" — Every investor asks this question. Your burn rate is your startup's financial pulse. This guide explains how to calculate it, optimize it, and avoid running out of cash.

📌 What you'll learn:

  • ✅ What is burn rate (gross vs net)
  • ✅ How to calculate your burn rate accurately
  • ✅ Benchmarks by stage (Pre-Seed, Seed, Series A)
  • ✅ How to calculate your runway
  • ✅ 7 strategies to reduce burn rate

What is Burn Rate?

Burn rate measures how much money your startup spends each month. It's the speed at which you're "burning" through your cash reserves.

"Cash is king. Without it, you're dead."

— Every startup in survival mode

Gross Burn vs Net Burn: The Critical Difference

🔴 Gross Burn Rate

All your monthly expenses, period.

Gross Burn = Total expenses/month

Example: $50,000/month

🟢 Net Burn Rate

Expenses MINUS revenue. This is what really matters.

Net Burn = Expenses - Revenue

Example: $50K - $15K = $35,000/month

How to Calculate Your Burn Rate

// Net Burn Rate Formula

Net Burn = Total Monthly Expenses - Monthly Revenue

// Example:

Expenses: $50,000 | Revenue: $15,000

Net Burn = $50,000 - $15,000 = $35,000/month

From Burn Rate to Runway

// Runway Formula

Runway (months) = Cash Balance / Net Burn Rate

$500,000 / $35,000 = 14.3 months

⚠️ Runway Rules

  • 🟢 18-24 months: Comfort zone after a raise
  • 🟡 12-18 months: Start preparing your next raise
  • 🟠 6-12 months: Urgent - start fundraising NOW
  • 🔴 < 6 months: Survival mode

Burn Rate Benchmarks by Stage

Stage Typical Burn Team
Pre-Seed $5-15K/mo 1-2 founders
Seed $20-50K/mo 3-8 people
Series A $80-200K/mo 15-30 people
Series B+ $300K-1M/mo 50+ people

7 Strategies to Reduce Burn Rate

1. 🏠 Go remote-first

Save $500-1000/person/month on office costs.

2. 💰 Negotiate annual contracts

Get 20-40% discounts from AWS, HubSpot, etc.

3. 🤖 Automate before hiring

Tools cost $50-500/mo vs $5-8K/mo for employees.

4. 📊 Audit your SaaS stack

Average waste is 30%. Clean house.

5. 💵 Offer annual billing

Get 10 months cash upfront, extend runway.

6. 🌍 Hire internationally

Senior dev: $180K in SF vs $80K in Portugal.

7. 📈 Raise your prices

+20% price = -20% net burn (if no churn).

Burn Multiple: The VC Metric

// Burn Multiple = Net Burn / Net New ARR

$150K burn / $100K new ARR = 1.5x

  • 🟢 < 1x: Excellent
  • 🔵 1-2x: Good
  • 🟡 2-3x: Acceptable early stage
  • 🔴 > 3x: Problem

🔥 Calculate Your Burn Rate Automatically

CharliA generates your financial model with burn rate, runway and 5-year projections.

Try CharliA Free →
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