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📊 SaaS KPI Dashboard [2026]: The Only Metrics That Actually Matter

January 7, 2026
14 min read
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Most founders track 50 metrics and understand none. Here are the 10 that matter, how to calculate them, and what good looks like.

I'm going to be brutally honest with you. Your dashboard probably sucks. Not because you don't have data — you have TOO MUCH data. And that's the problem.

I've seen founders with Notion boards tracking 47 metrics. Know what they actually look at? MRR. That's it. The rest is vanity metrics theater to feel productive.

🔥 Hot take:

If you can't explain what a metric means for your business in 10 seconds, delete it from your dashboard. Seriously. It's just noise.

This guide isn't "25 metrics every SaaS should track" (spoiler: you don't need 25). It's the 10 that actually matter + formulas + what "good" looks like in 2026. The rest is bonus for when you're past $1M ARR.

Forget "Complete Dashboards" — Start Here

Before I give you any metrics, let's talk about the 5 questions your dashboard should answer. If it can't answer these, it's useless:

💰

How much?

👥

Who's buying?

🔄

Who's staying?

📈

How fast?

💸

When profit?

That's it. Everything else is a supporting metric. Let's break these down.

The Money Metrics (Start Here)

MRR: Your Heartbeat

If you track one metric, this is it. MRR (Monthly Recurring Revenue) is the heartbeat of your SaaS. Everything else is noise until you understand this number.

// The formula (simple, but founders mess it up)

MRR = Sum of all monthly subscription revenue

// Example

100 customers × $99/month = $9,900 MRR

But here's where most dashboards fail: they show you one number. You need to break it down:

  • New MRR: Fresh customers (the exciting part)
  • Expansion MRR: Existing customers paying more (the healthy part)
  • Contraction MRR: Downgrades (warning sign)
  • Churned MRR: Lost revenue (the painful part)

If your New + Expansion is bigger than Contraction + Churn, you're growing. If not, you have a leaky bucket.

Calculate yours with our MRR/ARR Calculator.

ARR: What VCs Care About

ARR is just MRR × 12. So why do VCs obsess over it? Because it sounds bigger. $10K MRR vs $120K ARR — same thing, different vibes.

ARR = MRR × 12

It's that simple. Don't overcomplicate it.

Growth Rate: Are You Moving?

Here's the metric that'll make or break your fundraise:

MoM Growth = (This month MRR - Last month MRR) / Last month MRR × 100

And here's what "good" looks like in 2026 (not 2021, those benchmarks are dead):

Where you are Growth that gets you funded
$0-50K MRR 15-25%/mo (yes, really)
$50-200K MRR 10-15%/mo
$200K-500K MRR 8-12%/mo
$500K+ MRR 5-8%/mo

Below these? You're not fundable. Harsh but true.

ARPU: How Much Per Customer?

ARPU (Average Revenue Per User) tells you if you're selling expensive stuff to few people, or cheap stuff to many. Neither is wrong, but you need to know which game you're playing.

ARPU = MRR / Number of paying customers

$20 ARPU = PLG motion, volume game. $2,000 ARPU = sales-led, relationships game. Different muscles entirely.

The "Who's Buying" Metrics

CAC: The Number That Kills Companies

I've seen more startups die from CAC problems than product problems. You can have an amazing product. If it costs you $500 to acquire a customer worth $300, you're dead.

CAC = (Marketing + Sales Spend) / New Customers

// Real example I saw last week

($15,000 + $10,000) / 50 customers = $500 CAC

⚠️ The trap most founders fall into:

They calculate "blended CAC" and think they're efficient. But their organic customers (who'd sign up anyway) are hiding a $800 paid CAC. Separate your numbers.

  • Blended CAC: All customers (makes you feel good)
  • Paid CAC: Only paid acquisition (the scary truth)

CAC Payback: How Long Until That Customer Pays Off?

This is the metric that tells you if your business model actually works.

CAC Payback = CAC / (Monthly Revenue per Customer × Gross Margin)

// What this means in plain English

< 12 months = You're printing money

12-18 months = Okay, but watch it

> 18 months = Houston, we have a problem

Trial Conversion: Your Funnel's Truth Serum

This metric exposes how good (or bad) your onboarding really is.

Trial Conversion = Paid customers / Trial signups × 100

Here's what you're competing against in 2026:

Your model What "good" looks like
Freemium (no credit card) 2-5% (yes, that low)
Free trial (no credit card) 8-15%
Free trial (credit card upfront) 40-60%

If you're below these, your onboarding needs work. Period.

The "Who's Staying" Metrics (This Is Where You Win or Lose)

Here's a secret: acquisition is expensive. Retention is where the money is. A 5% improvement in retention can boost profits by 25-95%. I'm not making that up — it's Bain research.

Churn: The Silent Killer

If you have a leaky bucket, it doesn't matter how much water you pour in. You'll never fill it.

Monthly Churn = Customers lost / Customers at start of month × 100

What's acceptable depends entirely on who you sell to:

Your customers Churn that won't kill you
SMB ($20-100/mo) 3-5%/mo (yeah, they churn a lot)
Mid-market ($500-5K/mo) 1-2%/mo
Enterprise ($10K+/mo) 0.5-1%/mo

5% monthly churn = 46% of your customers gone in a year. Let that sink in.

NRR: The Metric That Made Snowflake Worth $70B

NRR (Net Revenue Retention) is the metric that separates good SaaS from great SaaS. It answers: "If we stopped selling today, would we still grow?"

NRR = (Start MRR + Expansion - Contraction - Churn) / Start MRR × 100

In English: do your existing customers pay you MORE over time, or less?

🎯 The NRR that gets VCs excited in 2026:

  • > 130%: You're a unicorn candidate. Congrats.
  • 110-130%: Very fundable. Strong expansion motion.
  • 100-110%: Okay. Not exciting, but not broken.
  • < 100%: You're shrinking. Fix this or die.

Snowflake famously had 170%+ NRR. That's why they're worth billions.

The "How Fast" Metrics

Quick Ratio: The Metric That Tells the Truth

This one is brilliant because it cuts through all the BS. It asks: for every dollar you lose, how many do you add?

Quick Ratio = (New MRR + Expansion) / (Churn + Contraction)

What this tells you:

Your Quick Ratio What it means
> 4 You're crushing it. Scale hard.
2-4 You're growing, but retention needs work.
< 2 You're running to stand still. Fix churn first.

Burn Multiple: The 2026 Metric

This replaced "growth at all costs" thinking. VCs care about this now.

Burn Multiple = Net Burn / Net New ARR

How much cash you burn for every $1 of new ARR

Under 2x = efficient. Over 3x = you're lighting money on fire. VCs will pass.

Rule of 40: The Efficiency Benchmark

This is the quick sanity check VCs use to see if you're building a real business:

Rule of 40 = Growth Rate % + Profit Margin %

If this number > 40, you're in good shape.

Growing 60% but losing 30%? You're at 30. Needs work. Growing 30% and making 15%? You're at 45. Fundable.

The "When Profit" Metrics

LTV: What's a Customer Actually Worth?

This is where most founders mess up. They calculate LTV wrong and think they have a business when they don't.

// The REAL formula (not the oversimplified one)

LTV = (ARPU × Gross Margin) / Monthly Churn

// Example

($99 × 80%) / 3% = $2,640 LTV

That gross margin part? Most people forget it. And it makes a huge difference.

Calculate yours with our Unit Economics Calculator.

LTV:CAC: The Holy Ratio

This is arguably THE most important metric for determining if you have a real business.

LTV:CAC = LTV / CAC

Your ratio The honest truth
< 1 You lose money on every customer. Stop.
1-3 Barely breaking even. Need to improve.
3-5 The sweet spot. Sustainable growth.
> 5 Either you're under-spending on growth, or your LTV calc is wrong.

Complete guide: LTV/CAC: The Ultimate Guide.

Gross Margin: Are You Actually a SaaS?

This tells you if you're building a software business or a services business.

Gross Margin = (Revenue - COGS) / Revenue × 100

SaaS COGS = Hosting + Support + Onboarding (not sales!)

If you're below 70%, you need to look hard at what you're including in COGS. True SaaS should be 75-85%.

The 10-Metric Dashboard (Everything Else Is Noise)

Look, I could have given you 50 metrics. I gave you the 10 that actually matter. Here they are again:

Your daily/weekly dashboard:

  1. 1. MRR — How much recurring revenue?
  2. 2. MRR Growth — How fast is it growing?
  3. 3. Churn — Who's leaving?
  4. 4. NRR — Are existing customers growing?
  5. 5. CAC — What does a customer cost?
  6. 6. LTV — What is a customer worth?
  7. 7. LTV:CAC — Is this a real business?
  8. 8. CAC Payback — How fast do I make my money back?
  9. 9. Runway — How long until we're dead?
  10. 10. Quick Ratio — Is growth sustainable?

That's it. Everything else is a distraction until you're past $1M ARR. I promise you.

Check your runway with our Runway Calculator.

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